Installment Payment System

The installment payment system is a practical and increasingly popular form of payment. It offers convenience both for the customer making an online purchase and for the store, which can provide a secure financing option.

For example, you can choose the mBank mRaty installment offer and present your customers with a trusted solution that may boost both conversion rates and sales volume.

mBank mRaty is a consumer loan that allows you to shop online in convenient monthly installments. The entire loan application process takes place within a single browser window. You won’t be redirected to any email confirmations or bank branches.
Submitting the application, receiving the bank’s decision, and signing the agreement all happen in one seamless process.

Minimal paperwork is required – your creditworthiness is verified based on a self-declared income statement submitted within the loan application.

Key Benefits:

• Entire process completed online in one browser window

• Funds may be granted in as little as 15 minutes

• Available for purchases from 300 to 20,000 PLN

• No unnecessary paperwork or printed contracts

• Loan applications processed 7 days a week

• Flexible repayment period: 3 to 48 months

• No requirement to hold or open an account with mBank

• Option to insure loan repayment

• Agreement accepted via a one-time SMS code